Qualified buyers may have the opportunity to assume an existing FHA loan with a 3.125% interest rate, subject to lender approval and verification. Offering more than 1,400 square feet of living space, this solid concrete Key Largo home features impact windows, a split-bedroom floor plan, and a fully fenced yard. The bright, open interior includes a spacious living area with room for entertaining, dining, and relaxing. The open kitchen connects directly to the main living space and features a newer refrigerator and microwave. The split-bedroom layout provides privacy for the primary bedroom, while the additional bedrooms can accommodate guests, a home office, hobbies, or additional living needs. A separate laundry room offers added convenience and storage. Recent improvements include an air-conditioning system installed in 2021, a new hot water heater, updated bathroom light fixtures, new tile on the rear porch, exterior paint completed within the past few years, and a newer storage shed. Outside, the fully fenced 50-by-100-foot lot provides space for pets, gardening, recreation, and entertaining. The yard includes a butterfly garden, mature avocado, banana, mulberry, and soursop trees, along with a covered concrete patio and screened outdoor area. Located near the end of the street, the home is convenient to schools, restaurants, shopping, Publix, and John Pennekamp Coral Reef State Park, approximately one mile away. Nearby recreation includes beach access, a boat ramp, kayaking, eco tours, and other outdoor activities. With concrete construction, impact windows, valuable updates, flexible living space, and a potential low-rate FHA loan assumption, this Key Largo home presents a compelling opportunity in today's market. Schedule your private showing today.
Details
MLS #
620665
Listing Type
For Sale
Style
House
Sub-Type
Resale
Status
Active
Year
1972
Days On Site
43
Listing Provided By
Coldwell Banker Schmitt Islamorada | Anthony Pallaria
Features
Bed(s)
3
Bath(s)
2 Total
SQ Feet
1,402
Zoning
URM - Urban Res Mobile Home Dist
Acreage
0.11
Water Front
None
Property View
No Waterview
Taxes
Property
3285
Area Information
State
FL
County
Monroe
City
KEY LARGO
Zip Code
33037
Area
27 Key Largo MM 97 107
Community Name
Largo Gardens (102.0)
Listing VS Median (in Largo Gardens (102.0))
Price: $550,000
low | high
Med: $417,450
74.1% of Average
sqft: 1,402
low | high
Med: 1,074
73.39514978602% of Average
$ / sqft: $392
low | high
Med: $427
41.207167692382% of Average
On site: 43
low | high
Med: 73.5
58.503401360544% of Average
Sourced by Back At You
Market Activity 33037
Date
Sales
Avg $ Per SqFt
Min Sale Price
Max Sale Price
Med Sale Price
Date: Jul 2026
Sales: 2
Avg $ Per SqFt: $855.56
Min Sale Price: $250,000
Max Sale Price: $770,000
Med Sale Price: $510,000
Date: Jun 2026
Sales: 11
Avg $ Per SqFt: $622
Min Sale Price: $235,000
Max Sale Price: $1,150,000
Med Sale Price: $715,000
Date: May 2026
Sales: 17
Avg $ Per SqFt: $523.8
Min Sale Price: $36,000
Max Sale Price: $1,635,000
Med Sale Price: $695,000
Date: Apr 2026
Sales: 13
Avg $ Per SqFt: $528.84
Min Sale Price: $13,800
Max Sale Price: $2,350,000
Med Sale Price: $969,637
Date: Mar 2026
Sales: 19
Avg $ Per SqFt: $824.43
Min Sale Price: $54,000
Max Sale Price: $5,000,000
Med Sale Price: $900,000
Date: Feb 2026
Sales: 23
Avg $ Per SqFt: $674.22
Min Sale Price: $225,000
Max Sale Price: $4,200,000
Med Sale Price: $740,000
Date: Jan 2026
Sales: 35
Avg $ Per SqFt: $822.51
Min Sale Price: $24,667
Max Sale Price: $7,500,000
Med Sale Price: $950,000
Date: Dec 2025
Sales: 9
Avg $ Per SqFt: $661.02
Min Sale Price: $285,000
Max Sale Price: $1,490,000
Med Sale Price: $725,000
Date: Nov 2025
Sales: 20
Avg $ Per SqFt: $820.6
Min Sale Price: $40,800
Max Sale Price: $5,500,000
Med Sale Price: $962,500
Date: Oct 2025
Sales: 12
Avg $ Per SqFt: $676.92
Min Sale Price: $287,000
Max Sale Price: $2,130,000
Med Sale Price: $728,500
Date: Sep 2025
Sales: 11
Avg $ Per SqFt: $694.71
Min Sale Price: $2,000
Max Sale Price: $4,550,000
Med Sale Price: $1,150,000
Date: Aug 2025
Sales: 6
Avg $ Per SqFt: $605.09
Min Sale Price: $169,000
Max Sale Price: $1,900,000
Med Sale Price: $700,500
Sourced by Back At You
Jul 2026
Sales:
2
Avg $ Per SqFt:
$855.56
Min Sale Price:
$250,000
Max Sale Price:
$770,000
Med Sale Price:
$510,000
Jun 2026
Sales:
11
Avg $ Per SqFt:
$622
Min Sale Price:
$235,000
Max Sale Price:
$1,150,000
Med Sale Price:
$715,000
May 2026
Sales:
17
Avg $ Per SqFt:
$523.8
Min Sale Price:
$36,000
Max Sale Price:
$1,635,000
Med Sale Price:
$695,000
Apr 2026
Sales:
13
Avg $ Per SqFt:
$528.84
Min Sale Price:
$13,800
Max Sale Price:
$2,350,000
Med Sale Price:
$969,637
Mar 2026
Sales:
19
Avg $ Per SqFt:
$824.43
Min Sale Price:
$54,000
Max Sale Price:
$5,000,000
Med Sale Price:
$900,000
Feb 2026
Sales:
23
Avg $ Per SqFt:
$674.22
Min Sale Price:
$225,000
Max Sale Price:
$4,200,000
Med Sale Price:
$740,000
Jan 2026
Sales:
35
Avg $ Per SqFt:
$822.51
Min Sale Price:
$24,667
Max Sale Price:
$7,500,000
Med Sale Price:
$950,000
Dec 2025
Sales:
9
Avg $ Per SqFt:
$661.02
Min Sale Price:
$285,000
Max Sale Price:
$1,490,000
Med Sale Price:
$725,000
Nov 2025
Sales:
20
Avg $ Per SqFt:
$820.6
Min Sale Price:
$40,800
Max Sale Price:
$5,500,000
Med Sale Price:
$962,500
Oct 2025
Sales:
12
Avg $ Per SqFt:
$676.92
Min Sale Price:
$287,000
Max Sale Price:
$2,130,000
Med Sale Price:
$728,500
Sep 2025
Sales:
11
Avg $ Per SqFt:
$694.71
Min Sale Price:
$2,000
Max Sale Price:
$4,550,000
Med Sale Price:
$1,150,000
Aug 2025
Sales:
6
Avg $ Per SqFt:
$605.09
Min Sale Price:
$169,000
Max Sale Price:
$1,900,000
Med Sale Price:
$700,500
Anthony Pallaria of Coldwell Banker Schmitt Islamorada – (305) 923-3088 – anthony@mykeysagent.com
Request a showing
Request a showing
MLS Internet Data Exchange (IDX) information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the Florida Keys Board of Realtors.
The data relating to real estate for sale on this web site come s in part from the Internet Data Exchange program of the Marathon and Lower Keys Association of REALTORS®, Inc. MLS. Real Estate listings held by brokerage firms other than Coldwell Banker Schmitt are marked with the MLS logo and detailed information about them includes the name of the listing broker’s office.
Anthony Pallaria of Coldwell Banker Schmitt Islamorada – (305) 923-3088 – anthony@mykeysagent.com